Durham Region & GTA
715 Kingston Rd, Pickering, ON
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Kawartha Lakes and Surrounding Area
15 Willowdale Court, Lindsay, ON
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Serving Communities Since 1981. Ontario's Trusted Auto Loans.

Easy credit approvals with $0 down and NO Co-signer! Simple online application. Servicing Pickering, Ajax, Scarborough, Lindsay, Peterborough, Kawartha Lakes & surrounding areas!

  Over 2,939 People Approved


Our Promise To You 

"Your Privacy Is Our #1 Priority"

Car Loan Professionals | 100% Approval | $0 Down | Easy Application | Bad Credit | Good Credit

Find A Car That Fits Your Budget

We work with you to find a vehicle that fits your wants and needs. If you don't have a Co-signer, we understand. We work with you to make it right. You have the option of browsing over 1000 vehicles, or you can ask us what would be the best fit for your budget.

Work With You Discreetly
To Repair Your Credit

Sometimes difficult times can come about and people want to take care of their situation in a discreet manner. We understand that. Your privacy is our #1 priority. You may not have a co-signer, or you might have $0 money down. That's ok, we've got you covered.

12 Month Vehicle
Return Policy

We want you to be protected. In certain situations where you can't afford to keep your vehicle, we will provide you with a 12 month vehicle return policy. This way you will always have piece of mind.

Welcome to Credit Mechanics - Serving Ontario Since 1981 in situations revolving around bad credit.

On this site, we bring you a simple way that makes it easier than ever to get approved. It's like an all-access pass to rebuilding your credit. Have you had some tough situations revolving around Bad Credit? Do you need professional, instant results to help with your bad credit situation? Credit Mechanics is here to get you approved with $0 down and no co-signer. Search the large inventory, fill out our easy application, apply for credit and apply today!- it's all just a click away. We welcome your business and we look forward to serving you.

Our large vehicle inventory and wide selection of models, along with competitive pricing, allow us to make you a great deal on the Chevrolet, Cadillac, Buick, GMC, Mazda, Nissan and Kia brands. At Credit Mechanics our goal is to assist you in making a confident decision so that your finance situation gets better. Our friendly, professional staff members are here to answer your questions regarding auto loans and finance. We have two locations for Credit Mechanics. If you live in the peterborough, Lindsay or Kawartha Lakes area or you live in the Pickering area,  or if you're driving from Ajax, Scarborough, Markham or Whitby, we're ready to serve you and do whatever it takes to help with your situation. If it's Bad Credit, No Credit, Auto financing, or rebuilding your financial situation we are here to help.

Commitment to customer care at Credit Mechanics Auto Loans doesn't stop with your vehicle purchase. Our Credit Mechanics professional finance department, is here to help you with your bad credit auto loan.We work with you to get you approved in an easy, professional no hassle environment. 

Credit Mechanics Auto Loans Is Here To Help You:

Whether you come to us knowing the exact model and options you want, or haven't made your choice and need help with the loan, we are prepared to work with you. At Credit Mechanics, our Financing Department has access to loan and lender programs designed to fit within your budget. Perfect credit or bad credit, we will work hard to get you financed. We serve people throughout the Pickering and Kawartha Lakes Area including Ajax, Scarborough, Markham, Whitby, Lindsay, Peterborough, Port Hope, Port Perry and surrounding areas. From buying to financing, we've got you covered with friendly, courteous service, all at competitive prices. Be sure to contact us first for all of your Bad Credit, Auto Loan Questions.

Credit Mechanics is located at 2 locations 715 Kingston Road, Pickering, ON & 15 Willowdale Crt, Lindsay, ON. 

website: www.creditmechanics.ca 

Credit Mechanics Auto Loans Now Serving:

Pickering, ON, Ajax, ON, Scarborough, ON, Whitby, ON, Markham, ON, Richmond Hill, ON, Oshawa, ON, Vaughan, ON, Toronto, ON, Mississauga, ON, Clarington, ON, Lindsay, ON, Peterborough, ON, Port Hope, ON, Port Perry, ON